Rising Payment-to-Income Ratios Flagged as Warning for Delinquencies

Although remaining at historically low levels, consumer-level delinquency rates (60+ DPD) for mortgage loans have progressively increased from 0.89% in Q2 2023 to 1.14% in Q2 2024 and 1.27% in Q2 2025.

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Announcing Jocelyn Martin-Leano & Doug Whittemore New Selene Leaders